Menu

Discover

All Providers Compare License Map Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
M-Pesa Business

M-Pesa Business

Kenyan M-Pesa Merchant

VS

Hubtel

Ghanaian Commerce Platform

Hubtel
Fees from
Custom vs 1.95% per transaction for merchants (fees vary by payment method)
Features

0 shared

3 unique to M-Pesa Business · 1 unique to Hubtel
Regions

1 shared

Pay methods

2 shared

3 unique to Hubtel
On fees

M-Pesa Business uses custom pricing, quoted on engagement. Hubtel publishes 1.95% per transaction for merchants (fees vary by payment method) from. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
4 features · 5 payment methods · 1 regions. We don't rank these — they're here for reference.
M-Pesa Business M-Pesa Business
Hubtel Hubtel
Quick Facts
Fees
Standard transaction rate
Custom
1.95% per transaction for merchants (fees vary by payment method)
Settlement
Time to receive funds
Instant
Next business day
Founded
2007
2005
Headquarters
Kenya
Accra, Ghana
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
M-Pesa Business leads (3 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Hubtel leads (5 vs 2)
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Mobile Money
✓
✓
Pos Unique
—
✓
Regions
Africa
✓
✓

M-Pesa Business is best when you...

Kenyan M-Pesa Merchant
Need Enterprise
Not available with Hubtel
Need Instant Payout
Not available with Hubtel
View M-Pesa Business

Hubtel is best when you...

Ghanaian Commerce Platform
Need Startup Friendly
Not available with M-Pesa Business
View Hubtel

Frequently Asked Questions

What is the difference between M-Pesa Business and Hubtel?
They share 2 payment methods and 1 region. Hubtel adds Credit Card, Debit Card, POS that M-Pesa Business does not list; only M-Pesa Business offers Enterprise, Instant Payout and 1 more; only Hubtel offers Startup Friendly.
Which is cheaper, M-Pesa Business or Hubtel?
M-Pesa Business has custom pricing quoted on engagement; Hubtel has published rates from 1.95% per transaction for merchants (fees vary by payment method). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use M-Pesa Business and Hubtel?
M-Pesa Business lists 1 region and 2 payment methods; Hubtel lists 1 and 5. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do M-Pesa Business and Hubtel compare on integration and settlement?
both offer a sandbox; both support webhooks; M-Pesa Business settles in Instant, Hubtel in Next business day.

Are you M-Pesa Business or Hubtel?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →