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Mswipe

Mswipe

Indian POS Merchant Payments

VS

BillDesk

Indian Bill Payments

BillDesk
Fees from
Custom vs Custom
Features

0 shared

1 unique to Mswipe · 2 unique to BillDesk
Regions

1 shared

Pay methods

3 shared

5 unique to Mswipe · 2 unique to BillDesk

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3 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
Mswipe Mswipe
BillDesk BillDesk
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Next business day
—
Founded
2013
2000
Headquarters
Mumbai, India
Mumbai, India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
BillDesk leads (2 vs 1)
Enterprise Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Mswipe leads (8 vs 5)
Amex Unique
✓
—
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Nfc Unique
✓
—
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Upi
✓
✓
Regions
Asia
✓
✓

Mswipe is best when you...

Indian POS Merchant Payments
Need Startup Friendly
Not available with BillDesk
View Mswipe

BillDesk is best when you...

Indian Bill Payments
Need Enterprise
Not available with Mswipe
Need Recurring Payments
Not available with Mswipe
View BillDesk

Frequently Asked Questions

What is the difference between Mswipe and BillDesk?
They share 3 payment methods and 1 region. Mswipe adds Amex, Contactless, NFC and 2 more that BillDesk does not list; BillDesk adds Bank Transfer, Digital Wallet that Mswipe does not list; only Mswipe offers Startup Friendly; only BillDesk offers Enterprise, Recurring Payments.
Which is cheaper, Mswipe or BillDesk?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Mswipe and BillDesk?
Mswipe lists 1 region and 8 payment methods; BillDesk lists 1 and 5. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Mswipe and BillDesk compare on integration and settlement?
BillDesk offers a sandbox, Mswipe does not list one; both support webhooks; Mswipe publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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