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MTN MoMo

MTN MoMo

West & Central Africa Mobile Money

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

2 shared

Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

2 unique to MTN MoMo · 6 unique to Alipay
On region

Alipay covers 8 regions; MTN MoMo covers 1. Verify directly with each provider before signing.

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Show full specs
2 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
MTN MoMo MTN MoMo
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Same day
Next business day
Founded
2009
2004
Headquarters
Johannesburg, South Africa
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout
✓
✓
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

MTN MoMo is best when you...

West & Central Africa Mobile Money
View MTN MoMo

Alipay is best when you...

Chinese Consumers
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
MTN MoMo doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between MTN MoMo and Alipay?
They share 1 payment method and 1 region. MTN MoMo adds Bank Transfer, Mobile Money that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that MTN MoMo does not list; Alipay also covers Asia, Europe and 5 more.
Which is cheaper, MTN MoMo or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use MTN MoMo and Alipay?
MTN MoMo lists 1 region and 3 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MTN MoMo and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; MTN MoMo settles in Same day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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