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MultiBanco

MultiBanco

Portuguese Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
From €0.10 per transaction vs Custom
Features

0 shared

1 unique to MultiBanco · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

6 unique to MultiBanco · 7 unique to Alipay
On settlement

MultiBanco settles in Next business day; Alipay settles in Next business day. Verify directly with each provider before signing.

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Show full specs
3 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
MultiBanco MultiBanco
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
From €0.10 per transaction
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
1985
2004
Headquarters
Lisbon, Portugal
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Multibanco Unique
✓
—
Prepaid Card Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

MultiBanco is best when you...

Portuguese Payments
Need Low Fees
Not available with Alipay
View MultiBanco

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with MultiBanco
Need Instant Payout
Not available with MultiBanco
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
MultiBanco doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between MultiBanco and Alipay?
They share 0 payment methods and 1 region. MultiBanco adds Bank Transfer, Contactless, Credit Card and 3 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that MultiBanco does not list; Alipay also covers Africa, Asia and 5 more; only MultiBanco offers Low Fees.
Which is cheaper, MultiBanco or Alipay?
MultiBanco has published rates from From €0.10 per transaction; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MultiBanco and Alipay?
MultiBanco lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MultiBanco and Alipay compare on integration and settlement?
Alipay offers a sandbox, MultiBanco does not list one; both support webhooks; MultiBanco settles in Next business day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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