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myPOS

myPOS

European Smart Card Readers

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.20% + €0.09 cards vs Custom
Features

1 shared

1 unique to myPOS · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

6 shared

13 unique to A-Pay

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Show full specs
6 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
myPOS myPOS
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.20% + €0.09 cards
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
2014
2021
Headquarters
United Kingdom
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay
✓
✓
Ideal
✓
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

myPOS is best when you...

European Smart Card Readers
Need Instant Payout
Not available with A-Pay
View myPOS

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with myPOS
Need High Risk Accepted
Not available with myPOS
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
myPOS doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between myPOS and A-Pay?
They share 6 payment methods and 1 region. A-Pay adds ACH, Alipay, Bank Transfer and 10 more that myPOS does not list; A-Pay also covers Africa, Asia and 3 more; only myPOS offers Instant Payout; only A-Pay offers Crypto Support, High Risk Accepted and 2 more.
Which is cheaper, myPOS or A-Pay?
myPOS has published rates from 1.20% + €0.09 cards; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use myPOS and A-Pay?
myPOS lists 1 region and 6 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do myPOS and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; myPOS settles in Instant, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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