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myPOS

myPOS

European Smart Card Readers

VS

Highnote

Unified Card Issuing

Highnote
Fees from
1.20% + €0.09 cards vs Custom
Features

0 shared

2 unique to myPOS · 3 unique to Highnote
Regions

1 shared

3 unique to Highnote
Pay methods

2 shared

4 unique to myPOS · 3 unique to Highnote
On licensing

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Show full specs
5 features · 9 payment methods · 4 regions. We don't rank these — they're here for reference.
myPOS myPOS
Highnote Highnote
Quick Facts
Fees
Standard transaction rate
1.20% + €0.09 cards
Custom
Settlement
Time to receive funds
Instant
Instant
Founded
2014
2020
Headquarters
United Kingdom
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Highnote leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
myPOS leads (6 vs 5)
Amex Unique
✓
—
Apple Pay Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
✓
—
Ideal Unique
✓
—
Mastercard
✓
✓
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
Highnote leads (4 vs 1)
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
North America Unique
—
✓

myPOS is best when you...

European Smart Card Readers
Need Instant Payout
Not available with Highnote
Need Startup Friendly
Not available with Highnote
View myPOS

Highnote is best when you...

Unified Card Issuing
Need Enterprise
Not available with myPOS
Need Instant Sandbox
Not available with myPOS
Want coverage in Asia, Latin America, North America
myPOS doesn't cover these regions
View Highnote

Frequently Asked Questions

What is the difference between myPOS and Highnote?
They share 2 payment methods and 1 region. myPOS adds Amex, Apple Pay, Google Pay and 1 more that Highnote does not list; Highnote adds Credit Card, Debit Card, Virtual Card that myPOS does not list; Highnote also covers Asia, Latin America and 1 more; only myPOS offers Instant Payout, Startup Friendly.
Which is cheaper, myPOS or Highnote?
myPOS has published rates from 1.20% + €0.09 cards; Highnote has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use myPOS and Highnote?
myPOS lists 1 region and 6 payment methods; Highnote lists 4 and 5. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do myPOS and Highnote compare on integration and settlement?
both offer a sandbox; both support webhooks; myPOS settles in Instant, Highnote in Instant.

Are you myPOS or Highnote?

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