N26

N26

European Mobile Banking

VS

myPOS

European Smart Card Readers

myPOS
Fees from
Free basic account, premium from €4.90/month vs 1.20% + €0.09 cards
Features

1 shared

1 unique to N26 · 1 unique to myPOS
Regions

1 shared

Pay methods

3 shared

4 unique to N26 · 3 unique to myPOS
On settlement

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Show full specs
3 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
N26 N26
myPOS myPOS
Quick Facts
Fees
Standard transaction rate
Free basic account, premium from €4.90/month
1.20% + €0.09 cards
Settlement
Time to receive funds
—
Instant
Founded
2013
2014
Headquarters
Berlin, Germany
United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
N26 leads (7 vs 6)
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Debit Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Mastercard
✓
✓
Samsung Pay Unique
✓
—
Sepa Unique
✓
—
Visa Unique
—
✓
Regions
Europe
✓
✓

N26 is best when you...

European Mobile Banking
Need Low Fees
Not available with myPOS
View N26

myPOS is best when you...

European Smart Card Readers
Need Instant Payout
Not available with N26
View myPOS

Frequently Asked Questions

What is the difference between N26 and myPOS?
They share 3 payment methods and 1 region. N26 adds Bank Transfer, Debit Card, Samsung Pay and 1 more that myPOS does not list; myPOS adds Amex, iDEAL, Visa that N26 does not list; only N26 offers Low Fees; only myPOS offers Instant Payout.
Which is cheaper, N26 or myPOS?
N26 has published rates from Free basic account, premium from €4.90/month; myPOS has published rates from 1.20% + €0.09 cards. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use N26 and myPOS?
N26 lists 1 region and 7 payment methods; myPOS lists 1 and 6. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do N26 and myPOS compare on integration and settlement?
myPOS offers a sandbox, N26 does not list one; both support webhooks; myPOS publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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