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Nagad

Nagad

Bangladeshi Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
1.30% for merchants vs Custom
Features

1 shared

1 unique to Nagad · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

2 unique to Nagad · 6 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 4 more than Nagad. Verify directly with each provider before signing.

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3 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
Nagad Nagad
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1.30% for merchants
Custom
Settlement
Time to receive funds
Instant
Next business day
Founded
2018
2004
Headquarters
Dhaka, Bangladesh
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
Alipay leads (7 vs 3)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Nagad is best when you...

Bangladeshi Payments
Need Low Fees
Not available with Alipay
View Nagad

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Nagad
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Nagad doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Nagad and Alipay?
They share 1 payment method and 1 region. Nagad adds Bank Transfer, Mobile Wallet that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that Nagad does not list; Alipay also covers Africa, Europe and 5 more; only Nagad offers Low Fees.
Which is cheaper, Nagad or Alipay?
Nagad has published rates from 1.30% for merchants; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Nagad and Alipay?
Nagad lists 1 region and 3 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Nagad and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Nagad settles in Instant, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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