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NALA

NALA

East African Remittances

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

2 unique to NALA · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

3 shared

16 unique to A-Pay

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Show full specs
7 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
NALA NALA
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2019
2021
Headquarters
London, United Kingdom
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

NALA is best when you...

East African Remittances
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View NALA

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with NALA
Need High Risk Accepted
Not available with NALA
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
NALA doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between NALA and A-Pay?
They share 3 payment methods and 1 region. A-Pay adds ACH, Alipay, Amex and 13 more that NALA does not list; A-Pay also covers Asia, Europe and 3 more; only NALA offers Instant Payout, Low Fees; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, NALA or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use NALA and A-Pay?
NALA lists 1 region and 3 payment methods; A-Pay lists 6 and 19. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do NALA and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, NALA does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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