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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

aifinyo

Small and mid-sized B2B companies in Germany that want invoice financing, receivables management and invoicing software on one platform.

aifinyo
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs —
Features

0 shared

Regions

0 shared

Pay methods

0 shared

4 unique to Narvi · 2 unique to aifinyo
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 6 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
aifinyo aifinyo
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
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Settlement
Time to receive funds
Instant to 24 business days
aifinyo zahlt den Rechnungsbetrag abzüglich Gebühren am nächsten Werktag an Sie aus.
Founded
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Headquarters
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Sandbox / Test Mode
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Webhook Support
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Features
Payment Methods
Narvi leads (4 vs 2)
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
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Invoice Unique
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✓
Sepa Unique
✓
—
Swift Unique
✓
—
Usdc Unique
✓
—
Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

aifinyo is best when you...

Small and mid-sized B2B companies in Germany that want invoice financing, receivables management and invoicing software on one platform.
View aifinyo

Frequently Asked Questions

What is the difference between Narvi and aifinyo?
They share 0 payment methods and 0 regions. Narvi adds Bitcoin, SEPA, SWIFT and 1 more that aifinyo does not list; aifinyo adds Bank Transfer, Invoice that Narvi does not list.
Which is cheaper, Narvi or aifinyo?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; aifinyo has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and aifinyo?
Narvi lists 0 regions and 4 payment methods; aifinyo lists 0 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and aifinyo compare on integration and settlement?
Narvi settles in Instant to 24 business days, aifinyo in aifinyo zahlt den Rechnungsbetrag abzüglich Gebühren am nächsten Werktag an Sie aus..

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