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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

Beyond by RS2

SMEs and enterprises wanting card acquiring and issuing on one platform, and ISVs, PayFacs, fintechs and digital banks that want BIN sponsorship to run their own issuing or acquiring programs without their own licence.

Beyond by RS2
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs —
Features

0 shared

Regions

0 shared

Pay methods

0 shared

4 unique to Narvi · 8 unique to Beyond by RS2

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0 features · 12 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
Beyond by RS2 Beyond by RS2
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
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Settlement
Time to receive funds
Instant to 24 business days
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Founded
—
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Headquarters
—
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Sandbox / Test Mode
—
—
Webhook Support
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Features
Payment Methods
Beyond by RS2 leads (8 vs 4)
Bitcoin Unique
✓
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Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
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✓
Mastercard Unique
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✓
Payment Link Unique
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✓
Pos Unique
—
✓
Qr Code Unique
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✓
Sepa Unique
✓
—
Swift Unique
✓
—
Usdc Unique
✓
—
Visa Unique
—
✓
Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Beyond by RS2 is best when you...

SMEs and enterprises wanting card acquiring and issuing on one platform, and ISVs, PayFacs, fintechs and digital banks that want BIN sponsorship to run their own issuing or acquiring programs without their own licence.
View Beyond by RS2

Frequently Asked Questions

What is the difference between Narvi and Beyond by RS2?
They share 0 payment methods and 0 regions. Narvi adds Bitcoin, SEPA, SWIFT and 1 more that Beyond by RS2 does not list; Beyond by RS2 adds Contactless, Credit Card, Debit Card and 5 more that Narvi does not list.
Which is cheaper, Narvi or Beyond by RS2?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; Beyond by RS2 has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and Beyond by RS2?
Narvi lists 0 regions and 4 payment methods; Beyond by RS2 lists 0 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and Beyond by RS2 compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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