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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

ConnectPay

Marketplaces, platforms, fintechs and online businesses that want to embed IBAN accounts, cards and payment acceptance under an EU EMI licence.

ConnectPay
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs Merchant Services: Accept bank payments – from LT banks 0.07 €, from the rest of the EEA 0.27 €; Accept card payments – Domestic + Intra MasterCard / Visa 1% + 0.10 €, International MasterCard / Visa 2.5% + 0.10 €; Euro-zone pay-in Free, Euro-zone pay-out 0.25€, Cross-border payments 25€, Currency exchange 0.75%. Embedded Finance: custom offer.
Features

0 shared

Regions

0 shared

Pay methods

2 shared

2 unique to Narvi · 4 unique to ConnectPay

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0 features · 8 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
ConnectPay ConnectPay
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Merchant Services: Accept bank payments – from LT banks 0.07 €, from the rest of the EEA 0.27 €; Accept card payments – Domestic + Intra MasterCard / Visa 1% + 0.10 €, International MasterCard / Visa 2.5% + 0.10 €; Euro-zone pay-in Free, Euro-zone pay-out 0.25€, Cross-border payments 25€, Currency exchange 0.75%. Embedded Finance: custom offer.
Settlement
Time to receive funds
Instant to 24 business days
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
ConnectPay leads (6 vs 4)
Bitcoin Unique
✓
—
Mastercard Unique
—
✓
Open Banking Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
—
✓
Swift
✓
✓
Usdc Unique
✓
—
Visa Unique
—
✓
Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

ConnectPay is best when you...

Marketplaces, platforms, fintechs and online businesses that want to embed IBAN accounts, cards and payment acceptance under an EU EMI licence.
View ConnectPay

Frequently Asked Questions

What is the difference between Narvi and ConnectPay?
They share 2 payment methods and 0 regions. Narvi adds Bitcoin, USDC that ConnectPay does not list; ConnectPay adds Mastercard, Open Banking, SEPA Instant and 1 more that Narvi does not list.
Which is cheaper, Narvi or ConnectPay?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; ConnectPay has published rates from Merchant Services: Accept bank payments – from LT banks 0.07 €, from the rest of the EEA 0.27 €; Accept card payments – Domestic + Intra MasterCard / Visa 1% + 0.10 €, International MasterCard / Visa 2.5% + 0.10 €; Euro-zone pay-in Free, Euro-zone pay-out 0.25€, Cross-border payments 25€, Currency exchange 0.75%. Embedded Finance: custom offer.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and ConnectPay?
Narvi lists 0 regions and 4 payment methods; ConnectPay lists 0 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and ConnectPay compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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