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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

Demivolt

Businesses, fintechs, platforms and card programme managers that need EU-regulated euro accounts, IBANs, SEPA/SWIFT payments, card issuing/BIN sponsorship or white-label BaaS.

Demivolt
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs Custom
Features

0 shared

Regions

0 shared

Pay methods

2 shared

2 unique to Narvi · 4 unique to Demivolt
On region

Not enough published data on regional coverage for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 8 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
Demivolt Demivolt
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Custom
Settlement
Time to receive funds
Instant to 24 business days
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Demivolt leads (6 vs 4)
Bitcoin Unique
✓
—
Sepa
✓
✓
Sepa Instant Unique
—
✓
Swift
✓
✓
Usdc Unique
✓
—
Virtual Account Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Demivolt is best when you...

Businesses, fintechs, platforms and card programme managers that need EU-regulated euro accounts, IBANs, SEPA/SWIFT payments, card issuing/BIN sponsorship or white-label BaaS.
View Demivolt

Frequently Asked Questions

What is the difference between Narvi and Demivolt?
They share 2 payment methods and 0 regions. Narvi adds Bitcoin, USDC that Demivolt does not list; Demivolt adds SEPA Instant, Virtual Account, Virtual Card and 1 more that Narvi does not list.
Which is cheaper, Narvi or Demivolt?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; Demivolt has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and Demivolt?
Narvi lists 0 regions and 4 payment methods; Demivolt lists 0 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and Demivolt compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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