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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

Grey Finance

Emerging market workers, freelancers, and global businesses

Grey Finance
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs Variable by payment method and corridor; FX charges apply
Features

0 shared

3 unique to Grey Finance
Regions

0 shared

4 unique to Grey Finance
Pay methods

0 shared

4 unique to Narvi · 3 unique to Grey Finance
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 7 payment methods · 4 regions. We don't rank these — they're here for reference.
Narvi Narvi
Grey Finance Grey Finance
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Variable by payment method and corridor; FX charges apply
Settlement
Time to receive funds
Instant to 24 business days
1–2 business days
Founded
—
2020
Headquarters
—
Wilmington, Delaware
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Grey Finance leads (3 vs 0)
Crypto Support Unique
—
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Payment Methods
Narvi leads (4 vs 3)
Ach Unique
—
✓
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Sepa Unique
✓
—
Swift Unique
✓
—
Usdc Unique
✓
—
Virtual Card Unique
—
✓
Regions
Grey Finance leads (4 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Southeast Asia Unique
—
✓

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Grey Finance is best when you...

Emerging market workers, freelancers, and global businesses
Need Crypto Support
Not available with Narvi
Need Instant Payout
Not available with Narvi
Want coverage in Africa, Asia, Latin America, Southeast Asia
Narvi doesn't cover these regions
View Grey Finance

Frequently Asked Questions

What is the difference between Narvi and Grey Finance?
They share 0 payment methods and 0 regions. Narvi adds Bitcoin, SEPA, SWIFT and 1 more that Grey Finance does not list; Grey Finance adds ACH, Bank Transfer, Virtual Card that Narvi does not list; Grey Finance also covers Africa, Asia and 2 more; only Grey Finance offers Crypto Support, Instant Payout and 1 more.
Which is cheaper, Narvi or Grey Finance?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; Grey Finance has published rates from Variable by payment method and corridor; FX charges apply. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and Grey Finance?
Narvi lists 0 regions and 4 payment methods; Grey Finance lists 4 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and Grey Finance compare on integration and settlement?
Narvi settles in Instant to 24 business days, Grey Finance in 1–2 business days.

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