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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

Januar

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.

Januar
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs —
Features

0 shared

Regions

0 shared

Pay methods

1 shared

3 unique to Narvi · 3 unique to Januar
On region

Not enough published data on regional coverage for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 7 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
Januar Januar
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
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Settlement
Time to receive funds
Instant to 24 business days
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Founded
—
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Headquarters
—
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Sandbox / Test Mode
—
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Webhook Support
—
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Features
Payment Methods
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
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Crypto Unique
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✓
Lightning Network Unique
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✓
Sepa
✓
✓
Swift Unique
✓
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Usdc Unique
✓
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Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Januar is best when you...

EEA-based crypto companies and platforms that need crypto-friendly business IBAN accounts, embedded accounts for their own customers, or integrated crypto trading and custody.
View Januar

Frequently Asked Questions

What is the difference between Narvi and Januar?
They share 1 payment method and 0 regions. Narvi adds Bitcoin, SWIFT, USDC that Januar does not list; Januar adds Bank Transfer, Crypto, Lightning Network that Narvi does not list.
Which is cheaper, Narvi or Januar?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; Januar has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and Januar?
Narvi lists 0 regions and 4 payment methods; Januar lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and Januar compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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