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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

Monitox

Fintechs, neobanks and EMIs that want to launch B2B or B2C payment and card products under a sponsor's e-banking services and scheme membership.

Monitox
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs —
Features

0 shared

Regions

0 shared

Pay methods

1 shared

3 unique to Narvi · 4 unique to Monitox
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 8 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
Monitox Monitox
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
—
Settlement
Time to receive funds
Instant to 24 business days
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Monitox leads (5 vs 4)
Bitcoin Unique
✓
—
Faster Payments Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
—
✓
Swift Unique
✓
—
Usdc Unique
✓
—
Virtual Account Unique
—
✓
Virtual Card Unique
—
✓
Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Monitox is best when you...

Fintechs, neobanks and EMIs that want to launch B2B or B2C payment and card products under a sponsor's e-banking services and scheme membership.
View Monitox

Frequently Asked Questions

What is the difference between Narvi and Monitox?
They share 1 payment method and 0 regions. Narvi adds Bitcoin, SWIFT, USDC that Monitox does not list; Monitox adds Faster Payments, SEPA Instant, Virtual Account and 1 more that Narvi does not list.
Which is cheaper, Narvi or Monitox?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; Monitox has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and Monitox?
Narvi lists 0 regions and 4 payment methods; Monitox lists 0 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and Monitox compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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