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NayaPay

NayaPay

Pakistani Digital Wallet

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

0 shared

1 unique to NayaPay · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

3 unique to NayaPay · 6 unique to Alipay
On settlement

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Show full specs
3 features · 10 payment methods · 8 regions. We don't rank these — they're here for reference.
NayaPay NayaPay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2019
2004
Headquarters
Karachi, Pakistan
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 4)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

NayaPay is best when you...

Pakistani Digital Wallet
Need Startup Friendly
Not available with Alipay
View NayaPay

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with NayaPay
Need Instant Payout
Not available with NayaPay
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
NayaPay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between NayaPay and Alipay?
They share 1 payment method and 1 region. NayaPay adds Bank Transfer, Debit Card, Mobile Wallet that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that NayaPay does not list; Alipay also covers Africa, Europe and 5 more; only NayaPay offers Startup Friendly.
Which is cheaper, NayaPay or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use NayaPay and Alipay?
NayaPay lists 1 region and 4 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do NayaPay and Alipay compare on integration and settlement?
Alipay offers a sandbox, NayaPay does not list one; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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