N

NBG Pay

Businesses in Greece that want card acceptance in-store, online or on the move, using POS terminals or a SoftPOS app, through a provider backed by the National Bank of Greece.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Προμήθεια μόνο 0,50% για συναλλαγές έως 10€ μέσω POS για τις μικρές & μικρομεσαίες επιχειρήσεις. vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

3 shared

7 unique to NBG Pay · 16 unique to A-Pay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 26 payment methods · 6 regions. We don't rank these — they're here for reference.
NBG Pay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Προμήθεια μόνο 0,50% για συναλλαγές έως 10€ μέσω POS για τις μικρές & μικρομεσαίες επιχειρήσεις.
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 10)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

NBG Pay is best when you...

Businesses in Greece that want card acceptance in-store, online or on the move, using POS terminals or a SoftPOS app, through a provider backed by the National Bank of Greece.
View NBG Pay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with NBG Pay
Need High Risk Accepted
Not available with NBG Pay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
NBG Pay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between NBG Pay and A-Pay?
They share 3 payment methods and 0 regions. NBG Pay adds Contactless, Debit Card, JCB and 4 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that NBG Pay does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, NBG Pay or A-Pay?
NBG Pay has published rates from Προμήθεια μόνο 0,50% για συναλλαγές έως 10€ μέσω POS για τις μικρές & μικρομεσαίες επιχειρήσεις.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use NBG Pay and A-Pay?
NBG Pay lists 0 regions and 10 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do NBG Pay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, NBG Pay does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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