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nCino

nCino

Bank Operations Platform

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Custom vs Custom
Features

1 shared

Regions

3 shared

3 unique to FIS
Pay methods

1 shared

2 unique to nCino · 13 unique to FIS
On fees

nCino uses custom pricing, quoted on engagement. FIS uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
1 features · 16 payment methods · 6 regions. We don't rank these — they're here for reference.
nCino nCino
FIS FIS
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2012
1968
Headquarters
Wilmington, North Carolina
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Payment Methods
FIS leads (14 vs 3)
Ach
✓
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Check Unique
✓
—
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Wire Transfer Unique
✓
—
Regions
FIS leads (6 vs 3)
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

nCino is best when you...

Bank Operations Platform
View nCino

FIS is best when you...

Enterprise banking and capital markets technology
Want coverage in Asia, Latin America, Southeast Asia
nCino doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between nCino and FIS?
They share 1 payment method and 3 regions. nCino adds Check, Wire Transfer that FIS does not list; FIS adds Amex, Apple Pay, Bank Transfer and 10 more that nCino does not list; FIS also covers Asia, Latin America and 1 more.
Which is cheaper, nCino or FIS?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use nCino and FIS?
nCino lists 3 regions and 3 payment methods; FIS lists 6 and 14. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do nCino and FIS compare on integration and settlement?
both offer a sandbox; both support webhooks; FIS publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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