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nCino

nCino

Bank Operations Platform

VS

Grey Finance

Emerging market workers, freelancers, and global businesses

Grey Finance
Fees from
Custom vs Variable by payment method and corridor; FX charges apply
Features

0 shared

1 unique to nCino · 3 unique to Grey Finance
Regions

0 shared

3 unique to nCino · 4 unique to Grey Finance
Pay methods

1 shared

2 unique to nCino · 2 unique to Grey Finance
On settlement

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Show full specs
4 features · 5 payment methods · 7 regions. We don't rank these — they're here for reference.
nCino nCino
Grey Finance Grey Finance
Quick Facts
Fees
Standard transaction rate
Custom
Variable by payment method and corridor; FX charges apply
Settlement
Time to receive funds
—
1–2 business days
Founded
2012
2020
Headquarters
Wilmington, North Carolina
Wilmington, Delaware
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Grey Finance leads (3 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Payment Methods
Ach
✓
✓
Bank Transfer Unique
—
✓
Check Unique
✓
—
Virtual Card Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Grey Finance leads (4 vs 3)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
✓
—
Latin America Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

nCino is best when you...

Bank Operations Platform
Need Enterprise
Not available with Grey Finance
Want coverage in Europe, North America, Oceania
Grey Finance doesn't cover these regions
View nCino

Grey Finance is best when you...

Emerging market workers, freelancers, and global businesses
Need Crypto Support
Not available with nCino
Need Instant Payout
Not available with nCino
Want coverage in Africa, Asia, Latin America, Southeast Asia
nCino doesn't cover these regions
View Grey Finance

Frequently Asked Questions

What is the difference between nCino and Grey Finance?
They share 1 payment method and 0 regions. nCino adds Check, Wire Transfer that Grey Finance does not list; Grey Finance adds Bank Transfer, Virtual Card that nCino does not list; nCino also covers Europe, North America and 1 more; Grey Finance also covers Africa, Asia and 2 more.
Which is cheaper, nCino or Grey Finance?
nCino has custom pricing quoted on engagement; Grey Finance has published rates from Variable by payment method and corridor; FX charges apply. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use nCino and Grey Finance?
nCino lists 3 regions and 3 payment methods; Grey Finance lists 4 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do nCino and Grey Finance compare on integration and settlement?
nCino offers a sandbox, Grey Finance does not list one; nCino supports webhooks; Grey Finance publishes a settlement time of 1–2 business days.

Are you nCino or Grey Finance?

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