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Nequi

Nequi

Colombian Mobile Wallet

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 1.5% + VAT per transaction vs Custom
Features

1 shared

2 unique to Nequi · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

3 shared

4 unique to Nequi · 16 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 12 more than Nequi. Verify directly with each provider before signing.

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Show full specs
7 features · 23 payment methods · 6 regions. We don't rank these — they're here for reference.
Nequi Nequi
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 1.5% + VAT per transaction
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2017
2021
Headquarters
Bogota, Colombia
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Cash Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money
✓
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Nequi is best when you...

Colombian Mobile Wallet
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View Nequi

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Nequi
Need High Risk Accepted
Not available with Nequi
Want coverage in Africa, Asia, Europe, Middle East, Southeast Asia
Nequi doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Nequi and A-Pay?
They share 3 payment methods and 1 region. Nequi adds Cash, Debit Card, Mobile Wallet and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that Nequi does not list; A-Pay also covers Africa, Asia and 3 more; only Nequi offers Instant Payout, Low Fees.
Which is cheaper, Nequi or A-Pay?
Nequi has published rates from From 1.5% + VAT per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Nequi and A-Pay?
Nequi lists 1 region and 7 payment methods; A-Pay lists 6 and 19. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Nequi and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Nequi settles in Next business day, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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