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Nequi

Nequi

Colombian Mobile Wallet

VS

Alipay

Chinese Consumers

Alipay
Fees from
From 1.5% + VAT per transaction vs Custom
Features

1 shared

2 unique to Nequi · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

6 unique to Nequi · 6 unique to Alipay

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Show full specs
4 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
Nequi Nequi
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
From 1.5% + VAT per transaction
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
2017
2004
Headquarters
Bogota, Colombia
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Nequi leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Cash Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Nequi is best when you...

Colombian Mobile Wallet
Need Low Fees
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View Nequi

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Nequi
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania, Southeast Asia
Nequi doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Nequi and Alipay?
They share 1 payment method and 1 region. Nequi adds Bank Transfer, Cash, Credit Card and 3 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that Nequi does not list; Alipay also covers Africa, Asia and 5 more; only Nequi offers Low Fees, Startup Friendly.
Which is cheaper, Nequi or Alipay?
Nequi has published rates from From 1.5% + VAT per transaction; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Nequi and Alipay?
Nequi lists 1 region and 7 payment methods; Alipay lists 8 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Nequi and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Nequi settles in Next business day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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