Nexpay
Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.
VS
Host Merchant Services
Online businesses
Fees from
Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000. vs Custom
Features
0 shared
2 unique to Host Merchant Services
Regions
0 shared
1 unique to Host Merchant Services
Pay methods
0 shared
3 unique to Nexpay · 16 unique to Host Merchant Services
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Show full specs 2 features · 19 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
2 features · 19 payment methods · 1 regions. We
don't rank these — they're here for reference.
Nexpay Host Merchant ServicesQuick Facts
Fees
Standard transaction rate
Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.
Custom
Settlement
Time to receive funds
—
Next business day
Founded
—
2009
Headquarters
—
Newark, Delaware, United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features Host Merchant Services leads (2 vs 0)
Host Merchant Services leads (2 vs 0)Enterprise Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods Host Merchant Services leads (16 vs 3)
Host Merchant Services leads (16 vs 3)Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Echeck Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Nfc Unique
—
✓
Paypal Unique
—
✓
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Swift Unique
✓
—
Visa Unique
—
✓
Regions Host Merchant Services leads (1 vs 0)
Host Merchant Services leads (1 vs 0)North America Unique
—
✓
Nexpay is best when you...
Corporate clients, including crypto firms, PSPs, gambling and betting operators and other high-risk or cross-border digital businesses, that need EUR business accounts with dedicated IBANs and SEPA/SWIFT payments.
Host Merchant Services is best when you...
Online businesses
Need Enterprise
Not available with Nexpay
Need Recurring Payments
Not available with Nexpay
Want coverage in North America
Nexpay doesn't cover this region
Frequently Asked Questions
What is the difference between Nexpay and Host Merchant Services?
They share 0 payment methods and 0 regions. Nexpay adds SEPA, SEPA Instant, SWIFT that Host Merchant Services does not list; Host Merchant Services adds ACH, Amex, Apple Pay and 13 more that Nexpay does not list; Host Merchant Services also covers North America; only Host Merchant Services offers Enterprise, Recurring Payments.
Which is cheaper, Nexpay or Host Merchant Services?
Nexpay has published rates from Basic+: account maintenance €200-400/month; document processing €500; account opening €1000; incoming/outgoing SEPA & SEPA Instant 0.15% + €1.5; incoming/outgoing SWIFT 0.4%, min €50; FX fee 0.5% min €50; transfers between Nexpay accounts free. Premium: €1250-1450/month; incoming/outgoing SEPA & SEPA Instant free (up to €750 000 monthly turnover each); SWIFT 0.4%, min €50; FX 0.5% min €50. Enterprise: custom. Other: priority onboarding €1000; payment cancellation request €100-150; API integration €1000; multiuser functionality €5 + VAT; reference letters €50-100 + VAT; service continuity fee €100-1000.; Host Merchant Services has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Nexpay and Host Merchant Services?
Nexpay lists 0 regions and 3 payment methods; Host Merchant Services lists 1 and 16. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Nexpay and Host Merchant Services compare on integration and settlement?
Host Merchant Services offers a sandbox, Nexpay does not list one; Host Merchant Services supports webhooks; Host Merchant Services publishes a settlement time of Next business day.
Are you Nexpay or Host Merchant Services?
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