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NganLuong

NganLuong

Vietnamese E-Wallet & Gateway

VS

Alipay

Chinese Consumers

Alipay
Fees from
1-2% vs Custom
Features

0 shared

1 unique to NganLuong · 2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

3 shared

3 unique to NganLuong · 4 unique to Alipay

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Show full specs
3 features · 10 payment methods · 8 regions. We don't rank these — they're here for reference.
NganLuong NganLuong
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1-2%
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
2009
2004
Headquarters
Ho Chi Minh City, Vietnam
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Amex Unique
✓
—
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb
✓
✓
Mastercard
✓
✓
Payment Link Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

NganLuong is best when you...

Vietnamese E-Wallet & Gateway
Need Startup Friendly
Not available with Alipay
View NganLuong

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with NganLuong
Need Instant Payout
Not available with NganLuong
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
NganLuong doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between NganLuong and Alipay?
They share 3 payment methods and 1 region. NganLuong adds Amex, Bank Transfer, Payment Link that Alipay does not list; Alipay adds Alipay, Digital Wallet, QR Code and 1 more that NganLuong does not list; Alipay also covers Africa, Asia and 5 more; only NganLuong offers Startup Friendly.
Which is cheaper, NganLuong or Alipay?
NganLuong has published rates from 1-2%; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use NganLuong and Alipay?
NganLuong lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do NganLuong and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; NganLuong settles in Next business day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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