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Niobi

Niobi

African payments infrastructure for collections, payouts, and financial operations

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Custom vs Interchange + + $0.3
Features

3 shared

7 unique to Niobi
Regions

1 shared

1 unique to Niobi · 7 unique to Adyen
Pay methods

0 shared

7 unique to Niobi · 37 unique to Adyen

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Show full specs
10 features · 44 payment methods · 9 regions. We don't rank these — they're here for reference.
Niobi Niobi
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
2023
2006
Headquarters
Nairobi, Kenya
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Virtual Items Unique
✓
—
Payment Methods
Adyen leads (37 vs 7)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
M Pesa Unique
✓
—
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Mobile Wallet Unique
✓
—
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Swift Unique
✓
—
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 2)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Crypto Support
Not available with Adyen
Need Low Fees
Not available with Adyen
Want coverage in Global
Adyen doesn't cover this region
View Niobi

Adyen is best when you...

Platforms & Marketplaces
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Niobi doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Niobi and Adyen?
They share 0 payment methods and 1 region. Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 34 more that Niobi does not list; Niobi also covers Global; Adyen also covers Asia, Europe and 5 more.
Which is cheaper, Niobi or Adyen?
Niobi has custom pricing quoted on engagement; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Niobi and Adyen?
Niobi lists 2 regions and 7 payment methods; Adyen lists 8 and 37. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Niobi and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Adyen publishes a settlement time of 1–3 business days.

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