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Niobi

Niobi

African payments infrastructure for collections, payouts, and financial operations

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
Custom vs Interchange + 1%–2% + €0.3
Features

6 shared

4 unique to Niobi · 3 unique to CatalystPay
Regions

1 shared

1 unique to Niobi · 4 unique to CatalystPay
Pay methods

0 shared

7 unique to Niobi · 12 unique to CatalystPay
On fees

Niobi uses custom pricing, quoted on engagement. CatalystPay publishes Interchange + 1%–2% + €0.3 from. Verify directly with each provider before signing.

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Show full specs
13 features · 19 payment methods · 6 regions. We don't rank these — they're here for reference.
Niobi Niobi
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
Custom
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
—
5–7 business days
Founded
2023
2019
Headquarters
Nairobi, Kenya
Belfast, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 9)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Low Fees
✓
✓
Marketplace Support Unique
✓
—
Mobile Payments
✓
✓
Multi Currency
✓
✓
Recurring Billing Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Virtual Items Unique
✓
—
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 7)
Apple Pay Unique
—
✓
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Direct Debit Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
—
✓
Lightning Network Unique
—
✓
M Pesa Unique
✓
—
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Swift Unique
✓
—
Unionpay Unique
—
✓
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Regions
CatalystPay leads (5 vs 2)
Africa Unique
✓
—
Europe Unique
—
✓
Global
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
—
✓

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Instant Payout
Not available with CatalystPay
Need Marketplace Support
Not available with CatalystPay
Want coverage in Africa
CatalystPay doesn't cover this region
View Niobi

CatalystPay is best when you...

High-risk merchant processing
Need High Risk Accepted
Not available with Niobi
Need Recurring Billing
Not available with Niobi
Want coverage in Europe, Middle East, North America, Southeast Asia
Niobi doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between Niobi and CatalystPay?
They share 0 payment methods and 1 region. Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that CatalystPay does not list; CatalystPay adds Apple Pay, Bitcoin, Cartes Bancaires and 9 more that Niobi does not list; Niobi also covers Africa; CatalystPay also covers Europe, Middle East and 2 more.
Which is cheaper, Niobi or CatalystPay?
Niobi has custom pricing quoted on engagement; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Niobi and CatalystPay?
Niobi lists 2 regions and 7 payment methods; CatalystPay lists 5 and 12. both cover Global. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Niobi and CatalystPay compare on integration and settlement?
both offer a sandbox; both support webhooks; CatalystPay publishes a settlement time of 5–7 business days.

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