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Niobi

Niobi

African payments infrastructure for collections, payouts, and financial operations

VS

EnKash Payment Gateway

EnKash Payment Gateway
Fees from
Custom vs Custom
Features

5 shared

5 unique to Niobi · 1 unique to EnKash Payment Gateway
Regions

0 shared

2 unique to Niobi · 1 unique to EnKash Payment Gateway
Pay methods

2 shared

5 unique to Niobi · 21 unique to EnKash Payment Gateway

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Show full specs
11 features · 28 payment methods · 3 regions. We don't rank these — they're here for reference.
Niobi Niobi
EnKash Payment Gateway EnKash Payment Gateway
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
2–3 business days
Founded
2023
2017
Headquarters
Nairobi, Kenya
Mumbai, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 6)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments
✓
✓
Multi Currency Unique
✓
—
Recurring Billing Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Virtual Items Unique
✓
—
Payment Methods
EnKash Payment Gateway leads (23 vs 7)
Amex Unique
—
✓
Bill Payment Unique
—
✓
Bnpl Unique
—
✓
Corporate Card Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Eft
✓
✓
Escrow Unique
—
✓
Invoice Unique
—
✓
M Pesa Unique
✓
—
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Mobile Wallet
✓
✓
Payment Link Unique
—
✓
Prepaid Card Unique
—
✓
Qr Code Unique
—
✓
Real Time Payments Unique
—
✓
Rupay Unique
—
✓
Stablecoin Unique
✓
—
Swift Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Virtual Account Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
Niobi leads (2 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Global Unique
✓
—

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Crypto Support
Not available with EnKash Payment Gateway
Need Low Fees
Not available with EnKash Payment Gateway
Want coverage in Africa, Global
EnKash Payment Gateway doesn't cover these regions
View Niobi

EnKash Payment Gateway is best when you...

Need Recurring Billing
Not available with Niobi
Want coverage in Asia
Niobi doesn't cover this region
View EnKash Payment Gateway

Frequently Asked Questions

What is the difference between Niobi and EnKash Payment Gateway?
They share 2 payment methods and 0 regions. Niobi adds M-Pesa, Stablecoin, SWIFT and 2 more that EnKash Payment Gateway does not list; EnKash Payment Gateway adds Amex, Bill Payment, Buy Now Pay Later and 18 more that Niobi does not list; Niobi also covers Africa, Global; EnKash Payment Gateway also covers Asia.
Which is cheaper, Niobi or EnKash Payment Gateway?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Niobi and EnKash Payment Gateway?
Niobi lists 2 regions and 7 payment methods; EnKash Payment Gateway lists 1 and 23. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Niobi and EnKash Payment Gateway compare on integration and settlement?
both offer a sandbox; both support webhooks; EnKash Payment Gateway publishes a settlement time of 2–3 business days.

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