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Niobi

Niobi

African payments infrastructure for collections, payouts, and financial operations

VS

Helio

Web3 commerce, creator payments, NFT sales

Helio
Fees from
Custom vs 2% standard, 1% with HelioX pass
Features

2 shared

8 unique to Niobi · 1 unique to Helio
Regions

0 shared

2 unique to Niobi · 3 unique to Helio
Pay methods

3 shared

4 unique to Niobi · 3 unique to Helio

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Show full specs
11 features · 10 payment methods · 5 regions. We don't rank these — they're here for reference.
Niobi Niobi
Helio Helio
Quick Facts
Fees
Standard transaction rate
Custom
2% standard, 1% with HelioX pass
Settlement
Time to receive funds
—
Instant
Founded
2023
2022
Headquarters
Nairobi, Kenya
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 3)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Virtual Items Unique
✓
—
Payment Methods
Niobi leads (7 vs 6)
Bitcoin Unique
—
✓
Eft Unique
✓
—
Ethereum Unique
—
✓
M Pesa Unique
✓
—
Mobile Wallet Unique
✓
—
Solana Unique
—
✓
Stablecoin
✓
✓
Swift Unique
✓
—
Usdc
✓
✓
Usdt
✓
✓
Regions
Helio leads (3 vs 2)
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
—
✓
Global Unique
✓
—
North America Unique
—
✓

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Enterprise
Not available with Helio
Need Low Fees
Not available with Helio
Want coverage in Africa, Global
Helio doesn't cover these regions
View Niobi

Helio is best when you...

Web3 commerce, creator payments, NFT sales
Need High Risk Accepted
Not available with Niobi
Want coverage in Asia, Europe, North America
Niobi doesn't cover these regions
View Helio

Frequently Asked Questions

What is the difference between Niobi and Helio?
They share 3 payment methods and 0 regions. Niobi adds EFT, M-Pesa, Mobile Wallet and 1 more that Helio does not list; Helio adds Bitcoin, Ethereum, Solana that Niobi does not list; Niobi also covers Africa, Global; Helio also covers Asia, Europe and 1 more.
Which is cheaper, Niobi or Helio?
Niobi has custom pricing quoted on engagement; Helio has published rates from 2% standard, 1% with HelioX pass. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Niobi and Helio?
Niobi lists 2 regions and 7 payment methods; Helio lists 3 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Niobi and Helio compare on integration and settlement?
both offer a sandbox; both support webhooks; Helio publishes a settlement time of Instant.

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