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Niobi

Niobi

African payments infrastructure for collections, payouts, and financial operations

VS

HesabPay

Afghan remittances and digital payments

HesabPay
Fees from
Custom vs 0.5-2% for transactions
Features

2 shared

8 unique to Niobi · 1 unique to HesabPay
Regions

0 shared

2 unique to Niobi · 2 unique to HesabPay
Pay methods

0 shared

7 unique to Niobi · 5 unique to HesabPay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
11 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
Niobi Niobi
HesabPay HesabPay
Quick Facts
Fees
Standard transaction rate
Custom
0.5-2% for transactions
Settlement
Time to receive funds
—
Instant
Founded
2023
2016
Headquarters
Nairobi, Kenya
Kabul, Afghanistan
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Niobi leads (10 vs 3)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Virtual Items Unique
✓
—
Payment Methods
Niobi leads (7 vs 5)
Crypto Unique
—
✓
Digital Wallet Unique
—
✓
Eft Unique
✓
—
M Pesa Unique
✓
—
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Stablecoin Unique
✓
—
Swift Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Ussd Unique
—
✓
Visa Unique
—
✓
Regions
Africa Unique
✓
—
Asia Unique
—
✓
Global Unique
✓
—
Middle East Unique
—
✓

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Enterprise
Not available with HesabPay
Need Low Fees
Not available with HesabPay
Want coverage in Africa, Global
HesabPay doesn't cover these regions
View Niobi

HesabPay is best when you...

Afghan remittances and digital payments
Need High Risk Accepted
Not available with Niobi
Want coverage in Asia, Middle East
Niobi doesn't cover these regions
View HesabPay

Frequently Asked Questions

What is the difference between Niobi and HesabPay?
They share 0 payment methods and 0 regions. Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that HesabPay does not list; HesabPay adds Crypto, Digital Wallet, Mastercard and 2 more that Niobi does not list; Niobi also covers Africa, Global; HesabPay also covers Asia, Middle East.
Which is cheaper, Niobi or HesabPay?
Niobi has custom pricing quoted on engagement; HesabPay has published rates from 0.5-2% for transactions. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Niobi and HesabPay?
Niobi lists 2 regions and 7 payment methods; HesabPay lists 2 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Niobi and HesabPay compare on integration and settlement?
Niobi offers a sandbox, HesabPay does not list one; Niobi supports webhooks; HesabPay publishes a settlement time of Instant.

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