Niobi

Niobi

African payments infrastructure for collections, payouts, and financial operations

VS

Kushki

Latin American payments

Kushki
Fees from
Custom vs 2-4%
Features

1 shared

9 unique to Niobi
Regions

0 shared

2 unique to Niobi · 1 unique to Kushki
Pay methods

0 shared

7 unique to Niobi · 8 unique to Kushki
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
10 features · 15 payment methods · 3 regions. We don't rank these — they're here for reference.
Niobi Niobi
Kushki Kushki
Quick Facts
Fees
Standard transaction rate
Custom
2-4%
Settlement
Time to receive funds
—
2–3 business days
Founded
2023
2017
Headquarters
Nairobi, Kenya
Quito, Ecuador
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Virtual Items Unique
✓
—
Payment Methods
Kushki leads (8 vs 7)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Cash Unique
—
✓
Cash Payment Unique
—
✓
Credit Card Unique
—
✓
Digital Wallet Unique
—
✓
Eft Unique
✓
—
M Pesa Unique
✓
—
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Stablecoin Unique
✓
—
Swift Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Visa Unique
—
✓
Regions
Niobi leads (2 vs 1)
Africa Unique
✓
—
Global Unique
✓
—
Latin America Unique
—
✓

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Crypto Support
Not available with Kushki
Need Enterprise
Not available with Kushki
Want coverage in Africa, Global
Kushki doesn't cover these regions
View Niobi

Kushki is best when you...

Latin American payments
Want coverage in Latin America
Niobi doesn't cover this region
View Kushki

Frequently Asked Questions

What is the difference between Niobi and Kushki?
They share 0 payment methods and 0 regions. Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that Kushki does not list; Kushki adds Amex, Bank Transfer, Cash and 5 more that Niobi does not list; Niobi also covers Africa, Global; Kushki also covers Latin America.
Which is cheaper, Niobi or Kushki?
Niobi has custom pricing quoted on engagement; Kushki has published rates from 2-4%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Niobi and Kushki?
Niobi lists 2 regions and 7 payment methods; Kushki lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Niobi and Kushki compare on integration and settlement?
both offer a sandbox; both support webhooks; Kushki publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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