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Niobi

Niobi

African payments infrastructure for collections, payouts, and financial operations

VS

Mercuryo

Crypto Payment Gateway

Mercuryo
Fees from
Custom vs 1-3.95% depending on method
Features

1 shared

9 unique to Niobi · 1 unique to Mercuryo
Regions

0 shared

2 unique to Niobi · 2 unique to Mercuryo
Pay methods

1 shared

6 unique to Niobi · 5 unique to Mercuryo
On region

Both cover 2 regions. Verify directly with each provider before signing.

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Show full specs
11 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
Niobi Niobi
Mercuryo Mercuryo
Quick Facts
Fees
Standard transaction rate
Custom
1-3.95% depending on method
Settlement
Time to receive funds
—
Near-instant
Founded
2023
2018
Headquarters
Nairobi, Kenya
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Niobi leads (10 vs 2)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Virtual Items Unique
✓
—
Payment Methods
Niobi leads (7 vs 6)
Bank Transfer Unique
—
✓
Bitcoin Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Eft Unique
✓
—
Ethereum Unique
—
✓
M Pesa Unique
✓
—
Mobile Wallet Unique
✓
—
Stablecoin
✓
✓
Swift Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Regions
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
—
✓
Global Unique
✓
—

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Enterprise
Not available with Mercuryo
Need Instant Payout
Not available with Mercuryo
Want coverage in Africa, Global
Mercuryo doesn't cover these regions
View Niobi

Mercuryo is best when you...

Crypto Payment Gateway
Need High Risk Accepted
Not available with Niobi
Want coverage in Asia, Europe
Niobi doesn't cover these regions
View Mercuryo

Frequently Asked Questions

What is the difference between Niobi and Mercuryo?
They share 1 payment method and 0 regions. Niobi adds EFT, M-Pesa, Mobile Wallet and 3 more that Mercuryo does not list; Mercuryo adds Bank Transfer, Bitcoin, Credit Card and 2 more that Niobi does not list; Niobi also covers Africa, Global; Mercuryo also covers Asia, Europe.
Which is cheaper, Niobi or Mercuryo?
Niobi has custom pricing quoted on engagement; Mercuryo has published rates from 1-3.95% depending on method. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Niobi and Mercuryo?
Niobi lists 2 regions and 7 payment methods; Mercuryo lists 2 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Niobi and Mercuryo compare on integration and settlement?
both offer a sandbox; both support webhooks; Mercuryo publishes a settlement time of Near-instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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