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Nium

Nium

B2B cross-border payments and card issuance

VS

LINE Pay

Japanese Social Payments

LINE Pay
Fees from
0.5-1.5% for cross-border B2B transfers vs 2.45%-3.45% for merchants
Features

0 shared

1 unique to Nium · 1 unique to LINE Pay
Regions

2 shared

6 unique to Nium
Pay methods

2 shared

2 unique to Nium · 2 unique to LINE Pay
On payment methods

Both support 4 payment methods. Verify directly with each provider before signing.

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Show full specs
2 features · 6 payment methods · 8 regions. We don't rank these — they're here for reference.
Nium Nium
LINE Pay LINE Pay
Quick Facts
Fees
Standard transaction rate
0.5-1.5% for cross-border B2B transfers
2.45%-3.45% for merchants
Settlement
Time to receive funds
—
1–3 business days
Founded
2014
2014
Headquarters
Singapore
Tokyo, Japan
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Crypto Support Unique
✓
—
Instant Payout Unique
—
✓
Payment Methods
Bank Transfer Unique
✓
—
Credit Card
✓
✓
Digital Wallet
✓
✓
Line Pay Unique
—
✓
Qr Code Unique
—
✓
Stablecoin Unique
✓
—
Regions
Nium leads (8 vs 2)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia
✓
✓

Nium is best when you...

B2B cross-border payments and card issuance
Need Crypto Support
Not available with LINE Pay
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
LINE Pay doesn't cover these regions
View Nium

LINE Pay is best when you...

Japanese Social Payments
Need Instant Payout
Not available with Nium
View LINE Pay

Frequently Asked Questions

What is the difference between Nium and LINE Pay?
They share 2 payment methods and 2 regions. Nium adds Bank Transfer, Stablecoin that LINE Pay does not list; LINE Pay adds LINE Pay, QR Code that Nium does not list; Nium also covers Africa, Europe and 4 more; only Nium offers Crypto Support.
Which is cheaper, Nium or LINE Pay?
Nium has published rates from 0.5-1.5% for cross-border B2B transfers; LINE Pay has published rates from 2.45%-3.45% for merchants. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Nium and LINE Pay?
Nium lists 8 regions and 4 payment methods; LINE Pay lists 2 and 4. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Nium and LINE Pay compare on integration and settlement?
LINE Pay offers a sandbox, Nium does not list one; LINE Pay supports webhooks; LINE Pay publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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