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NOWPayments

NOWPayments

businesses that need a flexible crypto payment gateway to accept global payments, automate payouts, and manage funds in 350+ cryptocurrencies with low fees

VS

Niobi

African payments infrastructure for collections, payouts, and financial operations

Niobi
Fees from
0.3%–2% vs Custom
Features

7 shared

1 unique to NOWPayments · 3 unique to Niobi
Regions

2 shared

8 unique to NOWPayments
Pay methods

1 shared

3 unique to NOWPayments · 6 unique to Niobi
On licensing

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Show full specs
11 features · 10 payment methods · 10 regions. We don't rank these — they're here for reference.
NOWPayments NOWPayments
Niobi Niobi
Quick Facts
Fees
Standard transaction rate
0.3%–2%
Custom
Settlement
Time to receive funds
Instant
—
Founded
2020
2023
Headquarters
Crypto/Digital
Nairobi, Kenya
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Niobi leads (10 vs 8)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Payout
✓
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Mobile Payments
✓
✓
Multi Currency Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Virtual Items
✓
✓
Payment Methods
Niobi leads (7 vs 4)
Bitcoin Unique
✓
—
Crypto Unique
✓
—
Eft Unique
—
✓
Ethereum Unique
✓
—
M Pesa Unique
—
✓
Mobile Wallet Unique
—
✓
Stablecoin
✓
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Regions
NOWPayments leads (10 vs 2)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Global
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

NOWPayments is best when you...

businesses that need a flexible crypto payment gateway to accept global payments, automate payouts, and manage funds in 350+ cryptocurrencies with low fees
Need High Risk Accepted
Not available with Niobi
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, South America, Southeast Asia
Niobi doesn't cover these regions
View NOWPayments

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Enterprise
Not available with NOWPayments
Need Marketplace Support
Not available with NOWPayments
View Niobi

Frequently Asked Questions

What is the difference between NOWPayments and Niobi?
They share 1 payment method and 2 regions. NOWPayments adds Bitcoin, Crypto, Ethereum that Niobi does not list; Niobi adds EFT, M-Pesa, Mobile Wallet and 3 more that NOWPayments does not list; NOWPayments also covers Asia, Europe and 6 more; only NOWPayments offers High Risk Accepted.
Which is cheaper, NOWPayments or Niobi?
NOWPayments has published rates from 0.3%–2%; Niobi has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use NOWPayments and Niobi?
NOWPayments lists 10 regions and 4 payment methods; Niobi lists 2 and 7. both cover Africa, Global. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do NOWPayments and Niobi compare on integration and settlement?
Niobi offers a sandbox, NOWPayments does not list one; Niobi supports webhooks; NOWPayments publishes a settlement time of Instant.

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