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Nubank

Nubank

Latin American Neobank

VS

finby

Online merchants selling in Europe and internationally, such as e-commerce, digital goods and subscription businesses, that need card acquiring plus local payment methods.

finby
Fees from
0% for Pix, 0.89% for debit, 3.09% for credit vs —
Features

0 shared

2 unique to Nubank
Regions

0 shared

1 unique to Nubank
Pay methods

1 shared

2 unique to Nubank · 22 unique to finby
On payment methods

finby supports 23 payment methods, 20 more than Nubank. Verify directly with each provider before signing.

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Show full specs
2 features · 25 payment methods · 1 regions. We don't rank these — they're here for reference.
Nubank Nubank
finby finby
Quick Facts
Fees
Standard transaction rate
0% for Pix, 0.89% for debit, 3.09% for credit
—
Settlement
Time to receive funds
Same day
—
Founded
2013
—
Headquarters
São Paulo, Brazil
—
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
Nubank leads (2 vs 0)
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
finby leads (23 vs 3)
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Cartes Bancaires Unique
—
✓
Click To Pay Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Eps Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Mybank Unique
—
✓
Paypal Unique
—
✓
Pix
✓
✓
Qr Code Unique
—
✓
Satispay Unique
—
✓
Sepa Direct Debit Unique
—
✓
Visa Unique
—
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Wero Unique
—
✓
Regions
Nubank leads (1 vs 0)
Latin America Unique
✓
—

Nubank is best when you...

Latin American Neobank
Need Low Fees
Not available with finby
Need Startup Friendly
Not available with finby
Want coverage in Latin America
finby doesn't cover this region
View Nubank

finby is best when you...

Online merchants selling in Europe and internationally, such as e-commerce, digital goods and subscription businesses, that need card acquiring plus local payment methods.
View finby

Frequently Asked Questions

What is the difference between Nubank and finby?
They share 1 payment method and 0 regions. Nubank adds Credit Card, Debit Card that finby does not list; finby adds Apple Pay, Bancontact, Bank Transfer and 19 more that Nubank does not list; Nubank also covers Latin America; only Nubank offers Low Fees, Startup Friendly.
Which is cheaper, Nubank or finby?
Nubank has published rates from 0% for Pix, 0.89% for debit, 3.09% for credit; finby has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Nubank and finby?
Nubank lists 1 region and 3 payment methods; finby lists 0 and 23. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Nubank and finby compare on integration and settlement?
Nubank supports webhooks; Nubank publishes a settlement time of Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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