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OBN Global

OBN Global

UK merchants that come in through OBN's referral or brand partners, and software platforms or channel partners that want to embed, private-label or license card and Open Banking payment acceptance.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

2 shared

3 unique to OBN Global · 17 unique to A-Pay
On settlement

OBN Global settles in Depending on risk profile, next day settlement is available. But, for those merchants that require it sooner, we can settle the same day as we receive the funds.; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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5 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
OBN Global OBN Global
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
Depending on risk profile, next day settlement is available. But, for those merchants that require it sooner, we can settle the same day as we receive the funds.
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

OBN Global is best when you...

UK merchants that come in through OBN's referral or brand partners, and software platforms or channel partners that want to embed, private-label or license card and Open Banking payment acceptance.
View OBN Global

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with OBN Global
Need High Risk Accepted
Not available with OBN Global
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
OBN Global doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between OBN Global and A-Pay?
They share 2 payment methods and 0 regions. OBN Global adds Diners Club, Discover, Open Banking that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that OBN Global does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, OBN Global or A-Pay?
OBN Global has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OBN Global and A-Pay?
OBN Global lists 0 regions and 5 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OBN Global and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, OBN Global does not list one; A-Pay supports webhooks; OBN Global settles in Depending on risk profile, next day settlement is available. But, for those merchants that require it sooner, we can settle the same day as we receive the funds., A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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