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O

OCBC

VS

Alipay

Chinese Consumers

Alipay
Fees from
Custom vs Custom
Features

0 shared

2 unique to Alipay
Regions

6 shared

2 unique to Alipay
Pay methods

0 shared

1 unique to OCBC · 7 unique to Alipay

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2 features · 8 payment methods · 8 regions. We don't rank these — they're here for reference.
OCBC
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
Next business day
Founded
—
2004
Headquarters
Singapore, Singapore
Hangzhou, China
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Alipay leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 1)
Alipay Unique
—
✓
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Qr Code Unique
—
✓
Swift Unique
✓
—
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 6)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia
✓
✓

OCBC is best when you...

View OCBC

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with OCBC
Need Instant Payout
Not available with OCBC
Want coverage in Africa, Latin America
OCBC doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between OCBC and Alipay?
They share 0 payment methods and 6 regions. OCBC adds SWIFT that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that OCBC does not list; Alipay also covers Africa, Latin America; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, OCBC or Alipay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use OCBC and Alipay?
OCBC lists 6 regions and 1 payment method; Alipay lists 8 and 7. both cover Asia, Europe, Middle East and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OCBC and Alipay compare on integration and settlement?
Alipay offers a sandbox, OCBC does not list one; Alipay supports webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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