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Octopus Card

Octopus Card

Hong Kong Contactless Payments

VS

Bakong

Cambodian National Payment

Bakong
Fees from
From 1.5% for merchants vs Free
Features

1 shared

1 unique to Bakong
Regions

0 shared

1 unique to Octopus Card · 1 unique to Bakong
Pay methods

1 shared

4 unique to Octopus Card · 2 unique to Bakong
On fees

Octopus Card publishes From 1.5% for merchants from. Bakong publishes Free from. Verify directly with each provider before signing.

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Show full specs
2 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
Octopus Card Octopus Card
Bakong Bakong
Quick Facts
Fees
Standard transaction rate
From 1.5% for merchants
Free
Settlement
Time to receive funds
—
Instant
Founded
1997
2020
Headquarters
Hong Kong
Phnom Penh, Cambodia
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Bakong leads (2 vs 1)
Instant Payout Unique
—
✓
Low Fees
✓
✓
Payment Methods
Octopus Card leads (5 vs 3)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Google Pay Unique
✓
—
Mobile Wallet
✓
✓
Qr Code Unique
—
✓
Samsung Pay Unique
✓
—
Regions
Asia Unique
✓
—
Southeast Asia Unique
—
✓

Octopus Card is best when you...

Hong Kong Contactless Payments
Want coverage in Asia
Bakong doesn't cover this region
View Octopus Card

Bakong is best when you...

Cambodian National Payment
Need Instant Payout
Not available with Octopus Card
Want coverage in Southeast Asia
Octopus Card doesn't cover this region
View Bakong

Frequently Asked Questions

What is the difference between Octopus Card and Bakong?
They share 1 payment method and 0 regions. Octopus Card adds Apple Pay, Contactless, Google Pay and 1 more that Bakong does not list; Bakong adds Bank Transfer, QR Code that Octopus Card does not list; Octopus Card also covers Asia; Bakong also covers Southeast Asia.
Which is cheaper, Octopus Card or Bakong?
Octopus Card has published rates from From 1.5% for merchants; Bakong has published rates from Free. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Octopus Card and Bakong?
Octopus Card lists 1 region and 5 payment methods; Bakong lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Octopus Card and Bakong compare on integration and settlement?
Bakong offers a sandbox, Octopus Card does not list one; both support webhooks; Bakong publishes a settlement time of Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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