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Octopus Card

Octopus Card

Hong Kong Contactless Payments

VS

IME Pay

Nepal Mobile Wallet

IME Pay
Fees from
From 1.5% for merchants vs Custom
Features

0 shared

1 unique to Octopus Card · 1 unique to IME Pay
Regions

1 shared

Pay methods

1 shared

4 unique to Octopus Card · 2 unique to IME Pay

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Show full specs
2 features · 7 payment methods · 1 regions. We don't rank these — they're here for reference.
Octopus Card Octopus Card
IME Pay IME Pay
Quick Facts
Fees
Standard transaction rate
From 1.5% for merchants
Custom
Settlement
Time to receive funds
—
—
Founded
1997
2018
Headquarters
Hong Kong
Kathmandu, Nepal
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Octopus Card leads (5 vs 3)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Contactless Unique
✓
—
Google Pay Unique
✓
—
Mobile Wallet
✓
✓
Qr Code Unique
—
✓
Samsung Pay Unique
✓
—
Regions
Asia
✓
✓

Octopus Card is best when you...

Hong Kong Contactless Payments
Need Low Fees
Not available with IME Pay
View Octopus Card

IME Pay is best when you...

Nepal Mobile Wallet
Need Instant Payout
Not available with Octopus Card
View IME Pay

Frequently Asked Questions

What is the difference between Octopus Card and IME Pay?
They share 1 payment method and 1 region. Octopus Card adds Apple Pay, Contactless, Google Pay and 1 more that IME Pay does not list; IME Pay adds Bank Transfer, QR Code that Octopus Card does not list; only Octopus Card offers Low Fees; only IME Pay offers Instant Payout.
Which is cheaper, Octopus Card or IME Pay?
Octopus Card has published rates from From 1.5% for merchants; IME Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Octopus Card and IME Pay?
Octopus Card lists 1 region and 5 payment methods; IME Pay lists 1 and 3. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Octopus Card and IME Pay compare on integration and settlement?
IME Pay offers a sandbox, Octopus Card does not list one; both support webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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