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Okapi

Okapi

Small traders, agribusinesses and other businesses in the African markets Okapi serves that need to collect payments and send out money in real time to customers who often have no bank account.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

0 shared

3 unique to Okapi · 19 unique to A-Pay

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Show full specs
5 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
Okapi Okapi
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bill Payment Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
P2p Transfer Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Okapi is best when you...

Small traders, agribusinesses and other businesses in the African markets Okapi serves that need to collect payments and send out money in real time to customers who often have no bank account.
View Okapi

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Okapi
Need High Risk Accepted
Not available with Okapi
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Okapi doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Okapi and A-Pay?
They share 0 payment methods and 0 regions. Okapi adds Bill Payment, Mobile Wallet, P2P Transfer that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 16 more that Okapi does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Okapi or A-Pay?
Okapi has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Okapi and A-Pay?
Okapi lists 0 regions and 3 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Okapi and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Okapi does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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