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One Inc

One Inc

Insurance Payments Platform

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to One Inc · 5 unique to A-Pay
Regions

0 shared

1 unique to One Inc · 6 unique to A-Pay
Pay methods

3 shared

3 unique to One Inc · 16 unique to A-Pay

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
One Inc One Inc
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
5 business days
1–2 business days
Founded
2006
2021
Headquarters
Folsom, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Check Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Venmo Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

One Inc is best when you...

Insurance Payments Platform
Need Enterprise
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View One Inc

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with One Inc
Need High Risk Accepted
Not available with One Inc
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
One Inc doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between One Inc and A-Pay?
They share 3 payment methods and 0 regions. One Inc adds Check, Debit Card, Venmo that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 13 more that One Inc does not list; One Inc also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, One Inc or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use One Inc and A-Pay?
One Inc lists 1 region and 6 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do One Inc and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; One Inc settles in 5 business days, A-Pay in 1–2 business days.

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