Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
OP Payment Service

OP Payment Service

Finnish invoicing

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

1 shared

4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

1 shared

1 unique to OP Payment Service · 18 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 17 more than OP Payment Service. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
OP Payment Service OP Payment Service
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
1902
2021
Headquarters
Helsinki, Finland
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

OP Payment Service is best when you...

Finnish invoicing
View OP Payment Service

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with OP Payment Service
Need High Risk Accepted
Not available with OP Payment Service
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
OP Payment Service doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between OP Payment Service and A-Pay?
They share 1 payment method and 1 region. OP Payment Service adds Real-Time Payments that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that OP Payment Service does not list; A-Pay also covers Africa, Asia and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 2 more.
Which is cheaper, OP Payment Service or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use OP Payment Service and A-Pay?
OP Payment Service lists 1 region and 2 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OP Payment Service and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; OP Payment Service settles in Next business day, A-Pay in 1–2 business days.

Are you OP Payment Service or A-Pay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →