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OP Payment Service

OP Payment Service

Finnish invoicing

VS

Cedar

Patient Financial Engagement

Cedar
Fees from
Custom vs Custom
Features

0 shared

1 unique to OP Payment Service · 1 unique to Cedar
Regions

0 shared

1 unique to OP Payment Service · 1 unique to Cedar
Pay methods

0 shared

2 unique to OP Payment Service · 5 unique to Cedar
On settlement

OP Payment Service settles in Next business day; Cedar settles in Instant. Verify directly with each provider before signing.

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Show full specs
2 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
OP Payment Service OP Payment Service
Cedar Cedar
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
Next business day
Instant
Founded
1902
2016
Headquarters
Helsinki, Finland
New York, New York
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Recurring Payments Unique
✓
—
Payment Methods
Cedar leads (5 vs 2)
Ach Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Real Time Payments Unique
✓
—
Regions
Europe Unique
✓
—
North America Unique
—
✓

OP Payment Service is best when you...

Finnish invoicing
Need Recurring Payments
Not available with Cedar
Want coverage in Europe
Cedar doesn't cover this region
View OP Payment Service

Cedar is best when you...

Patient Financial Engagement
Need Enterprise
Not available with OP Payment Service
Want coverage in North America
OP Payment Service doesn't cover this region
View Cedar

Frequently Asked Questions

What is the difference between OP Payment Service and Cedar?
They share 0 payment methods and 0 regions. OP Payment Service adds Bank Transfer, Real-Time Payments that Cedar does not list; Cedar adds ACH, Apple Pay, Credit Card and 2 more that OP Payment Service does not list; OP Payment Service also covers Europe; Cedar also covers North America.
Which is cheaper, OP Payment Service or Cedar?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use OP Payment Service and Cedar?
OP Payment Service lists 1 region and 2 payment methods; Cedar lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OP Payment Service and Cedar compare on integration and settlement?
both offer a sandbox; both support webhooks; OP Payment Service settles in Next business day, Cedar in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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