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OPay

OPay

Nigerian Super-App

VS

ePayPolicy

Insurance Premium Collection

ePayPolicy
Fees from
1.5% per transaction vs Custom
Features

0 shared

1 unique to OPay · 2 unique to ePayPolicy
Regions

0 shared

1 unique to OPay · 1 unique to ePayPolicy
Pay methods

2 shared

4 unique to OPay · 5 unique to ePayPolicy
On settlement

OPay settles in Next business day; ePayPolicy settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 11 payment methods · 2 regions. We don't rank these — they're here for reference.
OPay OPay
ePayPolicy ePayPolicy
Quick Facts
Fees
Standard transaction rate
1.5% per transaction
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2018
2014
Headquarters
Lagos, Nigeria
Austin, Texas
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
ePayPolicy leads (2 vs 1)
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
ePayPolicy leads (7 vs 6)
Ach Unique
—
✓
Amex Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Discover Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
✓
—
Ussd Unique
✓
—
Visa Unique
—
✓
Regions
Africa Unique
✓
—
North America Unique
—
✓

OPay is best when you...

Nigerian Super-App
Need Instant Payout
Not available with ePayPolicy
Want coverage in Africa
ePayPolicy doesn't cover this region
View OPay

ePayPolicy is best when you...

Insurance Premium Collection
Need Recurring Payments
Not available with OPay
Need Startup Friendly
Not available with OPay
Want coverage in North America
OPay doesn't cover this region
View ePayPolicy

Frequently Asked Questions

What is the difference between OPay and ePayPolicy?
They share 2 payment methods and 0 regions. OPay adds Bank Transfer, Mobile Wallet, QR Code and 1 more that ePayPolicy does not list; ePayPolicy adds ACH, Amex, Discover and 2 more that OPay does not list; OPay also covers Africa; ePayPolicy also covers North America.
Which is cheaper, OPay or ePayPolicy?
OPay has published rates from 1.5% per transaction; ePayPolicy has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OPay and ePayPolicy?
OPay lists 1 region and 6 payment methods; ePayPolicy lists 1 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OPay and ePayPolicy compare on integration and settlement?
OPay offers a sandbox, ePayPolicy does not list one; both support webhooks; OPay settles in Next business day, ePayPolicy in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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