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OPay

OPay

Nigerian Super-App

VS

Flexpay Africa

DRC Payment Processing

Flexpay Africa
Fees from
1.5% per transaction vs Per-transaction fees
Features

0 shared

1 unique to OPay · 1 unique to Flexpay Africa
Regions

1 shared

Pay methods

1 shared

5 unique to OPay · 3 unique to Flexpay Africa

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Show full specs
2 features · 9 payment methods · 1 regions. We don't rank these — they're here for reference.
OPay OPay
Flexpay Africa Flexpay Africa
Quick Facts
Fees
Standard transaction rate
1.5% per transaction
Per-transaction fees
Settlement
Time to receive funds
Next business day
—
Founded
2018
2018
Headquarters
Lagos, Nigeria
Kinshasa, Democratic Republic of Congo
Sandbox / Test Mode
✓
✓
Webhook Support
✓
—
Features
Instant Payout Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
OPay leads (6 vs 4)
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
✓
—
Ussd Unique
✓
—
Visa Unique
—
✓
Regions
Africa
✓
✓

OPay is best when you...

Nigerian Super-App
Need Instant Payout
Not available with Flexpay Africa
View OPay

Flexpay Africa is best when you...

DRC Payment Processing
Need Startup Friendly
Not available with OPay
View Flexpay Africa

Frequently Asked Questions

What is the difference between OPay and Flexpay Africa?
They share 1 payment method and 1 region. OPay adds Credit Card, Debit Card, Mobile Wallet and 2 more that Flexpay Africa does not list; Flexpay Africa adds Mastercard, Mobile Money, Visa that OPay does not list; only OPay offers Instant Payout; only Flexpay Africa offers Startup Friendly.
Which is cheaper, OPay or Flexpay Africa?
OPay has published rates from 1.5% per transaction; Flexpay Africa has published rates from Per-transaction fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OPay and Flexpay Africa?
OPay lists 1 region and 6 payment methods; Flexpay Africa lists 1 and 4. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OPay and Flexpay Africa compare on integration and settlement?
both offer a sandbox; OPay supports webhooks; OPay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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