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OPay

OPay

Nigerian Super-App

VS

Korapay

African Payment Infrastructure

Korapay
Fees from
1.5% per transaction vs 1.5% capped
Features

1 shared

1 unique to Korapay
Regions

1 shared

Pay methods

3 shared

3 unique to OPay · 2 unique to Korapay
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
2 features · 8 payment methods · 1 regions. We don't rank these — they're here for reference.
OPay OPay
Korapay Korapay
Quick Facts
Fees
Standard transaction rate
1.5% per transaction
1.5% capped
Settlement
Time to receive funds
Next business day
Next business day
Founded
2018
2017
Headquarters
Lagos, Nigeria
Lagos, Nigeria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Korapay leads (2 vs 1)
Instant Payout
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
OPay leads (6 vs 5)
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
✓
—
Ussd Unique
✓
—
Virtual Account Unique
—
✓
Regions
Africa
✓
✓

OPay is best when you...

Nigerian Super-App
View OPay

Korapay is best when you...

African Payment Infrastructure
Need Startup Friendly
Not available with OPay
View Korapay

Frequently Asked Questions

What is the difference between OPay and Korapay?
They share 3 payment methods and 1 region. OPay adds Mobile Wallet, QR Code, USSD that Korapay does not list; Korapay adds Mobile Money, Virtual Account that OPay does not list; only Korapay offers Startup Friendly.
Which is cheaper, OPay or Korapay?
OPay has published rates from 1.5% per transaction; Korapay has published rates from 1.5% capped. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OPay and Korapay?
OPay lists 1 region and 6 payment methods; Korapay lists 1 and 5. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OPay and Korapay compare on integration and settlement?
both offer a sandbox; both support webhooks; OPay settles in Next business day, Korapay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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