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OPay

OPay

Nigerian Super-App

VS

M-Pesa Global

Global Mobile Money Transfers

M-Pesa Global
Fees from
1.5% per transaction vs Custom
Features

1 shared

Regions

1 shared

2 unique to M-Pesa Global
Pay methods

0 shared

6 unique to OPay · 1 unique to M-Pesa Global
On settlement

OPay settles in Next business day; M-Pesa Global settles in Same day. Verify directly with each provider before signing.

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Show full specs
1 features · 7 payment methods · 3 regions. We don't rank these — they're here for reference.
OPay OPay
M-Pesa Global M-Pesa Global
Quick Facts
Fees
Standard transaction rate
1.5% per transaction
Custom
Settlement
Time to receive funds
Next business day
Same day
Founded
2018
2007
Headquarters
Lagos, Nigeria
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout
✓
✓
Payment Methods
OPay leads (6 vs 1)
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
✓
—
Ussd Unique
✓
—
Regions
M-Pesa Global leads (3 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓

OPay is best when you...

Nigerian Super-App
View OPay

M-Pesa Global is best when you...

Global Mobile Money Transfers
Want coverage in Asia, Europe
OPay doesn't cover these regions
View M-Pesa Global

Frequently Asked Questions

What is the difference between OPay and M-Pesa Global?
They share 0 payment methods and 1 region. OPay adds Bank Transfer, Credit Card, Debit Card and 3 more that M-Pesa Global does not list; M-Pesa Global adds Mobile Money that OPay does not list; M-Pesa Global also covers Asia, Europe.
Which is cheaper, OPay or M-Pesa Global?
OPay has published rates from 1.5% per transaction; M-Pesa Global has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OPay and M-Pesa Global?
OPay lists 1 region and 6 payment methods; M-Pesa Global lists 3 and 1. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OPay and M-Pesa Global compare on integration and settlement?
both offer a sandbox; both support webhooks; OPay settles in Next business day, M-Pesa Global in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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