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OPay

OPay

Nigerian Super-App

VS

Olo

Restaurant Digital Ordering

Olo
Fees from
1.5% per transaction vs Custom
Features

0 shared

1 unique to OPay · 1 unique to Olo
Regions

0 shared

1 unique to OPay · 1 unique to Olo
Pay methods

2 shared

4 unique to OPay · 3 unique to Olo
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
2 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
OPay OPay
Olo Olo
Quick Facts
Fees
Standard transaction rate
1.5% per transaction
Custom
Settlement
Time to receive funds
Next business day
1–2 business days
Founded
2018
2005
Headquarters
Lagos, Nigeria
New York, New York
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Payment Methods
OPay leads (6 vs 5)
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
✓
—
Ussd Unique
✓
—
Regions
Africa Unique
✓
—
North America Unique
—
✓

OPay is best when you...

Nigerian Super-App
Need Instant Payout
Not available with Olo
Want coverage in Africa
Olo doesn't cover this region
View OPay

Olo is best when you...

Restaurant Digital Ordering
Need Enterprise
Not available with OPay
Want coverage in North America
OPay doesn't cover this region
View Olo

Frequently Asked Questions

What is the difference between OPay and Olo?
They share 2 payment methods and 0 regions. OPay adds Bank Transfer, Mobile Wallet, QR Code and 1 more that Olo does not list; Olo adds Apple Pay, Contactless, Google Pay that OPay does not list; OPay also covers Africa; Olo also covers North America.
Which is cheaper, OPay or Olo?
OPay has published rates from 1.5% per transaction; Olo has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OPay and Olo?
OPay lists 1 region and 6 payment methods; Olo lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OPay and Olo compare on integration and settlement?
both offer a sandbox; both support webhooks; OPay settles in Next business day, Olo in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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