Opayo

Opayo

UK businesses

VS

Epoint

Azerbaijan and Georgia SME card acquiring

Epoint
Fees from
From £25/month vs Transaction-based
Features

1 shared

2 unique to Epoint
Regions

0 shared

1 unique to Opayo · 1 unique to Epoint
Pay methods

5 shared

2 unique to Opayo
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
Opayo Opayo
Epoint Epoint
Quick Facts
Fees
Standard transaction rate
From £25/month
Transaction-based
Settlement
Time to receive funds
2–3 business days
—
Founded
2001
2016
Headquarters
Newcastle Upon Tyne, United Kingdom
Baku, Azerbaijan
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Epoint leads (3 vs 1)
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Opayo leads (7 vs 5)
Amex Unique
✓
—
Apple Pay
✓
✓
Google Pay
✓
✓
Maestro
✓
✓
Mastercard
✓
✓
Paypal Unique
✓
—
Visa
✓
✓
Regions
Asia Unique
—
✓
Europe Unique
✓
—

Opayo is best when you...

UK businesses
Want coverage in Europe
Epoint doesn't cover this region
View Opayo

Epoint is best when you...

Azerbaijan and Georgia SME card acquiring
Need Instant Payout
Not available with Opayo
Need Recurring Payments
Not available with Opayo
Want coverage in Asia
Opayo doesn't cover this region
View Epoint

Frequently Asked Questions

What is the difference between Opayo and Epoint?
They share 5 payment methods and 0 regions. Opayo adds Amex, PayPal that Epoint does not list; Opayo also covers Europe; Epoint also covers Asia; only Epoint offers Instant Payout, Recurring Payments.
Which is cheaper, Opayo or Epoint?
Opayo has published rates from From £25/month; Epoint has published rates from Transaction-based. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Opayo and Epoint?
Opayo lists 1 region and 7 payment methods; Epoint lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Opayo and Epoint compare on integration and settlement?
Opayo offers a sandbox, Epoint does not list one; both support webhooks; Opayo publishes a settlement time of 2–3 business days.

Are you Opayo or Epoint?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →