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Opayo

Opayo

UK businesses

VS

NganLuong

Vietnamese E-Wallet & Gateway

NganLuong
Fees from
From £25/month vs 1-2%
Features

1 shared

Regions

0 shared

1 unique to Opayo · 1 unique to NganLuong
Pay methods

3 shared

4 unique to Opayo · 3 unique to NganLuong
On region

Both cover 1 regions. Verify directly with each provider before signing.

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Show full specs
1 features · 10 payment methods · 2 regions. We don't rank these — they're here for reference.
Opayo Opayo
NganLuong NganLuong
Quick Facts
Fees
Standard transaction rate
From £25/month
1-2%
Settlement
Time to receive funds
2–3 business days
Next business day
Founded
2001
2009
Headquarters
Newcastle Upon Tyne, United Kingdom
Ho Chi Minh City, Vietnam
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Startup Friendly
✓
✓
Payment Methods
Opayo leads (7 vs 6)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Payment Link Unique
—
✓
Paypal Unique
✓
—
Visa
✓
✓
Regions
Europe Unique
✓
—
Southeast Asia Unique
—
✓

Opayo is best when you...

UK businesses
Want coverage in Europe
NganLuong doesn't cover this region
View Opayo

NganLuong is best when you...

Vietnamese E-Wallet & Gateway
Want coverage in Southeast Asia
Opayo doesn't cover this region
View NganLuong

Frequently Asked Questions

What is the difference between Opayo and NganLuong?
They share 3 payment methods and 0 regions. Opayo adds Apple Pay, Google Pay, Maestro and 1 more that NganLuong does not list; NganLuong adds Bank Transfer, JCB, Payment Link that Opayo does not list; Opayo also covers Europe; NganLuong also covers Southeast Asia.
Which is cheaper, Opayo or NganLuong?
Opayo has published rates from From £25/month; NganLuong has published rates from 1-2%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Opayo and NganLuong?
Opayo lists 1 region and 7 payment methods; NganLuong lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Opayo and NganLuong compare on integration and settlement?
both offer a sandbox; both support webhooks; Opayo settles in 2–3 business days, NganLuong in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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