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OpenNode

OpenNode

Bitcoin Lightning

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
1% vs Interchange + 1%–2% + €0.3
Features

2 shared

2 unique to OpenNode · 7 unique to CatalystPay
Regions

2 shared

2 unique to OpenNode · 3 unique to CatalystPay
Pay methods

2 shared

10 unique to CatalystPay
On region

CatalystPay covers 5 regions; OpenNode covers 4. Verify directly with each provider before signing.

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Show full specs
11 features · 12 payment methods · 7 regions. We don't rank these — they're here for reference.
OpenNode OpenNode
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
1%
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
Instant
5–7 business days
Founded
2018
2019
Headquarters
San Francisco, California
Belfast, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CatalystPay leads (9 vs 4)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 2)
Apple Pay Unique
—
✓
Bitcoin
✓
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Direct Debit Unique
—
✓
Google Pay Unique
—
✓
Lightning Network
✓
✓
Mastercard Unique
—
✓
Sepa Direct Debit Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
CatalystPay leads (5 vs 4)
Asia Unique
✓
—
Europe
✓
✓
Global Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
—
✓
North America
✓
✓
Southeast Asia Unique
—
✓

OpenNode is best when you...

Bitcoin Lightning
Need Instant Payout
Not available with CatalystPay
Need Startup Friendly
Not available with CatalystPay
Want coverage in Asia, Latin America
CatalystPay doesn't cover these regions
View OpenNode

CatalystPay is best when you...

High-risk merchant processing
Need Enterprise
Not available with OpenNode
Need Low Fees
Not available with OpenNode
Want coverage in Global, Middle East, Southeast Asia
OpenNode doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between OpenNode and CatalystPay?
They share 2 payment methods and 2 regions. CatalystPay adds Apple Pay, Cartes Bancaires, Credit Card and 7 more that OpenNode does not list; OpenNode also covers Asia, Latin America; CatalystPay also covers Global, Middle East and 1 more; only OpenNode offers Instant Payout, Startup Friendly.
Which is cheaper, OpenNode or CatalystPay?
OpenNode has published rates from 1%; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use OpenNode and CatalystPay?
OpenNode lists 4 regions and 2 payment methods; CatalystPay lists 5 and 12. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do OpenNode and CatalystPay compare on integration and settlement?
both offer a sandbox; both support webhooks; OpenNode settles in Instant, CatalystPay in 5–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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